Understanding Medicare and Nursing Home Coverage: A Comprehensive Guide
Navigating Medicare and Nursing Home coverage can be complex, especially for individuals and families facing long-term care decisions. Medicare, the federal health insurance program primarily for seniors aged 65 and older, provides limited coverage for nursing home care under specific circumstances. In this blog, we delve into the details of Medicare coverage for nursing home care and explore alternative options for financing long-term care. Medicare Coverage for Nursing Home Care Medicare coverage for nursing home care is generally limited and subject to specific eligibility criteria: Skilled Nursing Facility (SNF) Care: Medicare Part A covers skilled nursing facility (SNF) care under certain conditions. To qualify for SNF coverage, a beneficiary must have been hospitalized for at least three consecutive days and require skilled nursing care or rehabilitation services on a daily basis. Coverage Period: Medicare Part A covers up to 100 days of SNF care per benefit period. During the...